Frosts Cars Ltd is authorised and regulated by the Financial Conduct Authority for consumer credit purposes (ref: 673511) and an Appointed Representative of AutoProtect (MBI) Ltd (ref: 312143) for insurance distributions purposes. Frosts Cars Ltd are a credit intermediary which means we operate as a broker and not a lender. We work with a limited number of providers. Typically, lenders may pay a commission to us for introducing you to them, calculated as a percentage of the amount you borrow. Different lenders may pay different commissions for such introductions and may also provide financial support for our training and marketing. However, any such amounts they and other lenders pay us will not affect the amounts you pay under your finance agreement, all of which are set by the lender concerned.